Online shopping is more popular than ever as people are constantly browsing for their latest fast fashion fix. Before advances in technology, online shopping was restricted by the wait for payday. But now the days of missing out on limited editions or your size selling out before you can buy it are gone. The Swedish bank Klarna launched in 2005 and spread its services across Europe and the rest of the world since. With Klarna, you can buy now and pay later.
What is Klarna?
Klarna is one of the largest banks in Europe, helping more than 60,000 customers and 90,000 merchants across 14 countries. They offer solutions for paying after delivery or paying with an instalment plan. Shopping with Klarna is simple enough. You select the Klarna option at the checkout stage for the participating online store. Then you enter your delivery address, finalize the purchase, and sit back to wait. Klarna will send an e-mail statement with payment instructions, and the retailer will send the goods to you. You will have 14-30 days from when they ship your order to either return it or pay for what you keep. All you have to do is pay Klarna on time for whatever you owe the retailer.
Try Before You Buy With Klarna
As well as enabling direct payments if you do decide to pay upfront, Klarna offers “buy now, pay later” options so customers can try things out before they actually buy them. Not sure about size? Order the same thing in multiple sizes without having to pay for any of them other than the one you choose to keep. Even if you only order one, you can see what it actually looks like in person to make your decision before spending a penny. No more waiting ages for a refund before you can order something else. And no more waiting for payday! If you want a new outfit for an event now but can’t afford it until later, Klarna Pay Later is ideal. Or if you want a credit account, you can apply for Klarna Slice It. Instead of making individual payments later, you can borrow from Klarna and pay it back regularly.
Which Online Retailers Use Klarna?
These options are only available with participating online retailers. Unfortunately, not every one of your favourite shops will be on Klarna’s list. The good news is that plenty of popular brands are on that list. Most of the retailers that partner with Klarna sell fashion, footwear, and beauty products. If this is what you love to buy frequently, then you’re in luck. Klarna also partners with several smaller brands selling homewares, electronics, and fitness goods.
Some of the most popular fashion brands which allow customers to use Klarna are ASOS, Topshop, Topman, and Miss Selfridge. If you spot something on their websites that you just have to have, you can get it without having to worry about paying until later. And if you realize later that you can’t actually afford to buy that top, after all, you can just return it without paying anything. Klarna makes shopping with these major brands easier, whether it is summer or Christmas party season. Klarna can help if you are shopping for gifts with a deadline before you have the funds.
There are plenty of other fashion brands participating too, such as Lazy Oaf, Hype, In The Style, and alternative brands like Drop Dead. For make-up and accessories, you can use Klarna to shop at Beauty Bay and Skinny Dip. You can even get perfumes from The Fragrance Shop with Klarna. Try out sportswear from JD or footwear from Schuh or Size? for free without having to go to a store. Improve your music-listening experience with headphones from Urbanista, or give your hair the professional treatment with styling tools from Golden Curl. Utilise Klarna to furnish your home fashionably with Swoon or comfortably with Dip & Doze. New partners join Klarna all the time.