Any information you may be searching for surrounding Wage Day Advance should be found here.
|Wage Day Advance||Numbers|
|Head Office||0843 816 6778|
|Customer Services||0843 816 6779|
|Loan||0843 816 6781|
|Advance Plus||0843 816 6782|
|Flex Advance||0843 816 6783|
|Jobs||0843 816 6784|
|Wage Day Advance||Opening Hours|
|Head Office||Monday – Friday: 8:00am – 8:00pm
Saturday: 9:00am – 5:00pm
Sunday: 10:00am – 4:00pm
|Wage Day Advance||Address|
|Head Office||WageDayAdvance Limited – Head Office, Wellington Plaza, Wellington St, Leeds, LS1 4DL|
Wage Day Advance are a Yorkshire based company that offer loans between £80 to £1000 that can be paid back over 1 to 6 months. The company was founded in 2004 and currently employs over 150 people based in Nottingham and Leeds, however, they are a part of the CURO Financial Technologies Corp which is an international financial services organisation. The organisation provides a variety of cash loans along with other financial services and currently employs over 3,000 people across multiple countries, including the United Kingdom, the United States and Canada in over 300 locations.
Wage Day Advance believe in ensuring good customer service and transparency in explaining their loans in full and explaining the risks and benefits of loaning. Their customer service team makes sure they are available as easily as possible to you and can help you with any issues you might have surrounding your loan. All they ask in return is that you are honest with them about your information and monthly budget, that you take time to read the contractual documents they provide and that you discuss with them if you can’t make your loan repayment.
If you are looking to apply for a loan with Wage Day Advance you can simply find the amount you’d like and complete their online application form. From here they will make a decision based on your circumstances and will complete a full credit check for new customers. You can use their loan calculator to find a loan that is affordable for you so that you can make the chance of finding a loan easier for you. If Wage Day Advance decide that the amount that you have requested is not right for you then don’t worry, they may offer you a lower amount online that you are free to immediately accept if you are happy with it.
There are three repayment options you can choose from for a loan with Wage Day Advance: if you borrow over 1 month you will only make one repayment that will include the whole loan amount plus interest. The daily interest charge is 0.8% on the amount borrowed. If you borrow your loan over 2 or 3 months your initial repayment(s) will only be interest and then your final payment will include the original loan amount plus on months interest. When you borrow for longer than 2 or 3 months then you will be encouraged by the company to make overpayments or pay your loan back early which will reduce the final payment amount – and could also reduce the interest that you will have to pay.
There is a minimum loan term of 21 days, however, if your next pay date is in less than 21 days time from the date you took your loan then your first repayment will be made on the following pay date. Late repayment of your loan will result in a one-off late repayment charge of £15 as well as the daily interest charge. There aren’t any other fees with a Wage Day Advance loan and the late repayment charge will only be charged once.
If you have a query surrounding getting a Wage Day Advance loan, call 0843 816 6781 to talk to someone who can answer any questions you might have.
When applying for an Advance Plus loan it is best to keep in mind that there is a 0.79% daily interest charge on the original loan amount, with no hidden charges or late fees which will give you peace of mid when paying your loan back. When you have your Advance Plus loan you can begin your repayments for your loans for over 4 months, over 5 months or over 6 months. All of these repayments involve monthly instalments that include part of the loan and the month’s interest. With an Advance Plus loan you also have the opportunity to make overpayments at any time (which will save you money on daily interest) and you can also manage any missed payments by catching up in part of in full using your debit card by logging into your account with Wage Day Advance.
If you have any questions about an Advance Plus loan please call 0843 816 6782 to be put in contact with a member of the Wage Day Advance team who can help you.
After 2nd January 2015, Flex Advance loans were no longer available to new and existing customers at Wage Day Advance as they weren’t subject to the current Financial Conduct Authority interest cap and ended up being a higher cost than a loan taken out after the 2nd January 2015. Anyone with these loans would be charged daily interest of 97p per day per £100 borrowed, whereas the new rules introduced by the Financial Conduct Authority state that the cost of loands taken out after 2nd January 2015 cannot exceed 80p per day, per £100 borrowed. Also, the new rules limit the total payment of a loan to twice the original loan amount. If you currently have a Flex Advance loan with Wage Day Advance then it is strongly advised that you pay back this loan at the earliest opportunity.
If you are currently paying for a Flex Advance loan and need help or advice on finishing your payments, or you have any questions surrounding the ending of the offer please call 0843 816 6783 where a staff member will be happy to answer your questions for you.
There is no specific way to apply for a job with Wage Day Advance on their website, but it is easy to search for jobs with them by searching job advertisement sites like Indeed, Monster and LinkedIn. Through sites like these you can upload your CV and contact information, as well as setting up notifications for specific job roles which means you can easily find any jobs you may be interested in applying for. This means you can find a role within Wage Day Advance’s employment easily, therefore gaining access to the career of your dreams.
If you have applied for a job with Wage Day Advance and would like to know how your application has been received, or you would like more information on applying for a job with the company, please call 0843 816 6784.
If you find yourself needing to contact Wage Day Advance for any reason, there are a number of ways you can reach them. If you wish to speak to a member of the customer services team over the phone you can call 0843 816 6779 and someone will be happy to help you. However, if you would prefer your contact to be in letter form then you can send any letters of contact to:
WageDayAdvance Limited – Head Office
Leeds, LS1 4DL
where someone will read and reply to your letter as quickly as possible. Finally, there are several email addresses you can refer your messages to, depending on the circumstances of communication. If you are contacting them for general enquiries or if you have a new loan with Wage Day Advance, email: firstname.lastname@example.org. If you are an existing customer and would like to apply for a new loan you can contact: email@example.com and finally if you have any enquiries about collection, email firstname.lastname@example.org and your queries will be dealt with.
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