All contact information for Pounds to Pocket can be found here
|Pounds to Pocket||Numbers|
|Head Office||0843 290 7104|
|Customer Services||0843 290 7110|
|Complaints||0843 290 7103|
|Loans||0843 290 7102|
|Rates and Terms||0843 290 7101|
|Pound Place||0843 290 7100|
|Pounds to Pocket||Opening Hours|
|Head Office||Monday – Friday: 08:00 to 21:00
Saturday – Sunday: 10:00 to 18:30
|Pounds to Pocket||Address|
|Head Office||Pounds to Pocket
PO Box 74347
Pounds to Pocket launched in 2010 and is always looking to improve its customer’s experiences when they purchase loans with their company. With thousands of satisfied customers (93% of those asked) and 9 out of 10 customers saying that they would recommend Pounds to Pocket to their friends, relatives and colleagues it is no surprise to find them as one of the UK’s most popular lending websites. If there is anything you need to contact Pounds to Pocket for then you can call any of the numbers on this page to be put in touch with someone who can help you.
There are many different considerations you may need to take into account when you’re applying for a loan with Pounds to Pocket, as every person may be applying for a different reason. With this, Pounds to Pocket ensure that there is always a solution for any kind of loan you might need.
The payday loans that Pounds to Pocket offer are an alternative to traditional payday loans you may find with other loan companies. Their instalment loans offer an alternative to the one-off payments of payday loans as they offer the opportunity to borrow more money and have a longer period of time to pay the money back over. The loans are between £200-£2000 and can be paid back between 6-12 months which means that you will have an ample amount of time to pay back any loans that you have borrowed from Pounds to Pocket. The main difference between payday loans and instalment loans is the amount of time you get to pay the loan back, although the overall prices may be different as well. For payday loans, the interest rates and APR are usually higher than those for instalment loans, as they are to be paid back in one big payment. However, as instalment loans are paid back over longer periods of time and usually for a higher loan amount then they end up costing more overall.
Pounds to Pocket offer loans to anyone that they think will be able to pay back the loan without entering financial trouble. With each application for a loan Pounds to Pocket perform individual status reviews with Credit Reference Agencies for every applicant, which usually takes around 30 minutes. If the status review produces a result that means your loan has been approved then you will receive the money around 10 minutes after the approval. Pounds to Pocket has specific requirements for each applicant, which include that all borrowers must be over 18 years old, must have a valid bank account and evidence of employment and they must live in the UK. They will consider all applicants on their individual credit history and the associated risk that would come with giving them a loan. Once you have had a loan with Pounds to Pocket then your repayment history will be reported as either positive or negative to the credit industry depending on your ability to repay your loan payments on time.
Pounds to Pocket is perfect for a quick cash loan as they offer access to loans of up to £2000 that you can access withing 10 minutes of approval. As long as you meet all of the requirements that Pounds to Pocket have set out for all of their applicants then you can access a loan quickly and easily and will have between 6-12 months to pay the money back. You can apply for a loan with Pounds to Pocket 24/7 as their website is always available to apply through, and their team will be working day and night to ensure you can have access to money that you might need as quickly as possible.
An unsecured loan is a loan where the borrower doesn’t need to offer any assets as collateral, which means that if you default on your payments then your lender won’t have any assets that they can take from you as recourse, like student loans. Using an unsecured loan can be useful, like Pounds to Pocket’s loans where you can apply for a loan through their website where you may be able to access up to £2000. Through their website you can gain access to your account and have the chance to contact the customer support team at any point through the week, as they offer constant support to their customers.
When you apply online for a loan with Pounds to Pocket you can choose to apply for a 12-month loan of up to £2000 that can be useful for an unexpected bill that you need to pay for but can’t necessarily afford to repay immediately. You can set up automated payments that will take the money from your bank account before you can even notice its absence, as overall although you will be paying smaller amounts back each month with 12-month loans the overall amount that you will pay back will be slightly higher than that of a 6-month loan.
By using Pound to Pocket’s Loan Builder you can see how much your loan will cost you, as you can create loans that last between 6 to 12 months, and you can loan between £200 – £2000. The Loan Builder will show you your monthly interest rate by displaying how much each month’s interest costs, with each month addition having a lower interest rate. To see their interest rates, you will find:
6 months – 17.5%
7 months – 16%
8 months – 14.8%
9 months – 13.9%
10 months – 13.2%
11 months – 12.5%
12 months – 11.7%
Along with their interest rates, there is a late fee of £15 if you miss your payment date and don’t inform the company you won’t be able to pay. Interest will continue to be charged for your loan starting the calendar day after the date of your missed payment at the same rate as your contractual interest rate. You can repay your loans through either your debit card or by setting up a direct debit authorisation if you don’t have an account with a debit card.
If there is anything else you would like to know about Pound to Pocket’s rates and terms then you can call 0843 290 7101 where there will be someone ready to help you however they can.
Pound Place is Pound to Pocket’s blog that hosts a whole range of posts surrounding ways you can better manage your money and lifestyle to help with any financial struggles any of their customers may have. With categories like career advancement, customer stories, financial experts, saving money, personal loan news and lifestyle there are a variety of posts that you can look through to improve your life however you may need it, as it shows that Pounds to Pocket try to ensure that their customers are as financially stable as possible while understanding that for many it can be hard to balance the books sometimes. If there is anything you would like to ask about the pieces you can find written on Pound Place you can call 0843 290 7100 where you will be put in contact with someone who can answer all of your questions.
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