|Department||Contact Number||Opening Hours|
|Customer Services||0844 453 0151||8am-6pm|
|Head Office||0844 826 0689||8am-6pm|
|Budgeting Loan: Funeral Services||0843 557 4584||8am-6pm|
|Budgeting Loan: General Enquiries||0844 453 0151||8am-6pm|
|Complaints Number for the Budgeting Loan||0843 557 4587||8am-6pm|
A budgeting loan is designed to help those who are struggling financially pay for essential living costs or items. If you think you could be eligible, call the number above to be transferred to the Social Fund Customer Services. You can get a budgeting loan to help pay the costs of things like rent, furniture, clothes or hire purchase debts. The smallest amount you can borrow on the Budgeting Loan scheme is £100. In contrast to loans from payday lenders, budgeting loans are interest-free, so you will only pay back the exact amount of money that you borrow. The loan normally has to be paid back within 104 weeks (two years), but different repayment rates are possible – simply call up and ask. A member of the customer service team will aim to help you without causing issues with your repayment times and method. You can normally apply for a loan if you have been getting income-related benefits for at least 26 weeks, including Income Support, Jobseekers’ Allowance, and Pension Credit. The amount you will get depends on a range of factors which include marital status, whether you have children, your ability to pay the loan back, the amount of savings and any money you may owe to the Social Fund already.
You can normally apply for a loan if you have been getting income-related benefits for at least 26 weeks, including Income Support, Jobseekers’ Allowance, and Pension Credit. However, these benefit schemes are soon to be encompassed by Universal Credit. This will mean that those on a number of previous benefits will be applying for the same budget from the government. If have not already been automatically added to the Universal Credit system, you will be by 2018, which is when the scheme is due to take over completely. If you have any quesitons about Universal Credit, you can call the Social Fund Customer Services above and you will be redirected to the correct department for more information. The amount you will get depends on a range of factors which include marital status, whether you have children, your ability to pay the loan back, the amount of savings and any money you may owe to the Social Fund already.
The amount of budget you receive from The Social Fund depends on a range of factors which include marital status, whether you have children, your ability to pay the loan back, the amount of savings and any money you may owe to the Social Fund already. If you are unsure of your eligibility, or can visit the government website for The Social Fund, or call the Social Fund Customer Services Phone number above and speak to a member of the team.
The Social Fund can be used if you need to pay for a Funeral after a death in the family, or the passing of a loved one. The loan must be repaid, either from the money, you receive from the deceased in their will, or from your own pocket. The Funeral Services Loan from the Social Fund can be used towards coffins, venues, food and catering, as well as much more. This great for taking away the stress of funding if you cannot afford the funeral yourself. The maximum amount you can loan from The Social Fund is £1500. The expected repayment of the loan is roughly two years,
The maximum amount you can loan from The Social Fund is £1500. The expected repayment of the loan is roughly two years, however, this might changed depending on how much you borrow and how much you can repay over time from your own pocket. Your case worker will ensure you are not struggling to make repayments. Social Fund loans are also interest-free, meaning that you do not need to pay any excess on the amount you have borrowed from the Budgeting Loans Service. You can find out more information on the Funeral Services available to you, and about a loan regarding a funeral, on the number above. If you are struggling with a death and are not sure what to do next, visit this website for helplines relating to deaths and mourning. You can apply
In order to receive a budgeting loan, you or your partner must have been receiving at least one of these benefits for a minimum of 26 weeks: Income support, Job Seekers Allowance (income based), Employment and Support Allowance or Pension Credit. To claim for the loan, you must print off a claim form SF500 and take it to your local Job Centre. If you are unhappy with the decision after your claim, you must write to the Job Centre within 28 days. To find out more about applying for a budgeting loan call the number above. When applying for a Budgeting Loan, you can receive anything from £100 to £1500. The amount you receive depends on your current income and what you need the money for. To find out how much money you could receive from a Budgeting Loan, ring the number above. A Budgeting Loan can take anywhere between 7 and 10 days to come through on your bank account. If 10 days has passed and you have not yet received a payment, ring the number above and we will put you through to a member of the Budgeting Loan team. The maximum amount you can receive with a Budgeting Loan is £1500.
If you have any questions or queries about the Social Fund, about your eligibility or how much you could be entitled to currently, we suggest you call the Budgeting Loan General Inquiries phone number above. From there, a member of the team will aim to help you with whatever your query.
Once you have applied for a Budgeting Loan, you should receive payment in your bank within 7-10 days. This is down to the incredible staff at the Budgeting Loan, and their ability to find the correct amount for you, as well as connect with your bank account. After the team have discussed and discovered your eligibility for a Social Fund, you will be on track to receive your funding in a short amount of time. If you need the money in a crisis, the team may be able to send you the money quicker than the average time. However, this is under extreme and dire circumstances, which must be discussed with your case workers beforehand.
If you would like to talk to a member of staff directly, you can visit your local Job Centre or Job Centre Plus and recommend an appointment to speak to a member of the budgeting loan team. From there they will be able to find out if you are eligible and how much money you are entitled to from the Social Fund. If you are not entitled to any money from the Social Fund, you can reapply at another time, or contest the decision by calling the Complaints Number for the Budgeting Loan above. Contesting a decision may mean that you receive the loan you originally applied for if you can prove that you are eligible and entitled to the money. If you cannot prove this, you may be rejected for the loan again, and you will no longer be able to contest the decision.
Unfortunately there is no online service to track your Budgeting Loan, however ringing the number above will put you in contact with a member of the complaints team for The Social Fund, who can help you with any query you may have. If you have had an experience with a member of staff which was unpleasant, or you would like to complain about an aspect of the service from the Budgeting Loan team, you can do so by calling the Complaints Number for the Budgeting Loan above. From there a member of staff will aim to help you and resolve whatever issue you may have.
The Social Fund in the UK was a special form of welfare benefit provision in which to meet exceptional needs. However, in 2013, the Social Fund was abolished by the UK Coalition Government, and in turn community/crisis loans ceased in that year. Funding is now being made available to local authorities to provide assistance in their areas as they see fit. Local authorities can give out Budgeting Loans in order to meet the needs of those struggling to buy essentials for living. The smallest amount you can borrow for a Budgeting Loan is £100 and all budgeting loans are interest-free. This means that you only have to pay back exactly what you have borrowed – within 104 weeks of your initial claim. If you are already on benefits, the repayments for your budgeting loan will come out of your monthly income. If you are no longer on benefits following your application for a budgeting loan, you will have to rearrange another way to pay back the money you owe. If you owe money and are unsure how to pay this back, ring the number above and we will put you in contact with a member of the Budgeting Loan team. The Social Fund are not on Twitter, Facebook or any other form of Social Media, so you cannot contact them on any of those platforms. However, calling the numbers above will direct you to the correct departments in order for you to sort out you query of issue. As well as this, there is no email address in order for customers to directly contact a member of staff. Meaning that those wanting to discuss issues via email will have to call the numbers above to be in contact directly with the team. If you would like to talk to a member of staff directly, you can visit your local Job Centre or Job Centre Plus and recommend an appointment to speak to a member of the budgeting loan team
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