|Department||Contact Number||Opening Hours|
|Customer Services||0844 248 3372||9am-8pm|
|Head Office||0844 248 3374||9am-8pm|
|Complaints||0844 248 3375||9am-8pm|
|Finance Helpline||0844 248 3376||9am-8pm|
|PCP Helpline||0844 248 3378||9am-8pm|
Calling the number above will put you through to a member of the customer services team with Black Horse Finance. If you have a general question you would like to ask someone from the team, this is the number for you. If you would like to make a complaint to Black Horse Finance, you should use the Complaints number, found in the directory above. If you do not wish to use that number, you can call the customer service team, who will transfer you at no extra cost.
To find out information on a certain product or service from Black Horse, this is the number you should call. If you need to speak to another department, someone from Black Horse will transfer you to the correct department.
The Head Office number for Black Horse Finance above can be used to contact the head office for Black Horse Finance. You can contact the head office for a number of reasons. For example, if you would like to register a complaint to the head office instead of the complaints department. This number can also be used if you wish to discuss your account with Black Horse, or any of the services you have seen online and would like to discuss with a member of the head office team.
This is the complaints number for Black Horse Finance. If you have a complaint to make about an aspect of the service available to you by Black Horse, this is the number you can call in order to speak to someone at the complaints department. if you would like to speak to someone about your finances, then you can use the finance number below to speak to someone who can help you further with finding the best finance deal for you.
Car Finance is one of the main services that Black Horse can offer their customers. Car Finance is a way of paying for your dream car by spreading its cost over a number of months. Thanks for Black Horse, thousands of car dealerships in the UK offer their customers great deals on car finances. The difference between Black Horse and other services offering the same finance options is that you can outright borrow money from the company, and pay back your loan with a set interest over 2-4 years. Loans can be used on any car, whether they’re old or new, and you can have a choice of flexible deposit options.
If by the end of your agreement, you have not paid the full amount of your loan, you have a choice of two options. You can either pay the lump sum of how much you have left to pay, or you can part exchange your car to exist the payment. This then means you can purchase a new car through Black Horse on their finance plans.
This finance option from Black Horse is perfect if you like the newest model of car, and you don’t want to be subject to an excess mileage clause, which many other companies include in their policies. You will also have no mileage restrictions and will be protected under the Consumer Credit Act.
Before you consider this service from Black Horse, you must make sure you have fully comprehensive insurance, and understand that if you do not make the payments which you owe, you run the risk of having your car repossessed. You should also be aware that the majority of the credit is deferred until the end of the agreement you make with Black Horse.
You can also use the finance service from Black Horse if you are wishing to purchase a motorbike, or a motorhome. You can find the terms and conditions of this service on the Black Horse website.
PCP stands for Personal Contract Purchase. This is very much like Finance from Black Horse. However, this ensures that your monthyl payments are lower, because a large chunk of the payment is deferred until the end of your contract with Black Horse. With PCP, you can borrow any amount from £1000, and set your repayments in order to suit your budget, for a term of 2-4 years. Much like finance, this money can be used to finance any car, new or old (up to 7 years old) and comes with flexible deposit schemes. With PCP, unlike Finance with Black Horse, you will have a set amount of milage to work with through the year (up to 24 000 miles). Your annual milage could affect your monthly repayments if you go over your set amount each year.
When your contract is up with Black Horse, you can choose one of three options. Firstly, you can part exchange your vehicle. This is done to settle your finance agreement, and to pay off the lump sum you have at the end of your contract. Secondly, you can return your car. This will pay off your lump sum, and, if you can kept in line with your milage policy, you will have nothing more to pay. Alternatively, you can pay the lump sum left at the end of your contract, and keep your car.
PCP schemes with Black Horse also cover the purchase of motorbikes and motorhomes. To find out more info on this, simply head over to the Black Horse website today.
Black Horse Finance is a motor finance company in the UK. Formed in 2001, the company is a subsidiary of the Lloyds Banking Group. Every year, the company help over 300 000 customers in their quest to find new and used cars, bikes and more. The company also help you finance your car in a way that is simple. In the UK, they have over 4000 dealers who work with them.
When it comes to financing and PCP schemes with Black Horse, you can drive away in your dream car, or bike, the very same day. The same goes for caravans and motorhomes. Black Horse finance deals with motorhome finances unlike any other service. You can defer part of your finance until the end of your agreement, keep your monthly payments lower, and much more. With caravans and motorhomes, you can repay your finance within 1-4 years, and defer a large chunk of it until the end of your agreement with PCP, if you wish.
When considering this service from Black Horse, you need to have insurance, and understand that you do no own the caravan until all of your repayments have been made. You also have no protections against any depreciation in price of your motorhome. You will still need to pay the amount you agreed to pay at the start of your contract.
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