Argos Card Services Limited – 0843 596 3083

0844 453 0156

If you regularly shop at Argos, we recommend taking the time to invest in an Argos Card. They provide a wide range of benefits to customers including discounts, a loyalty points system and notification of sales and deals for card holders, so they are well worth the minutes spent setting one up and could save you a lot of money and hassle in the future. If you want to find out more about its benefits simply call our Argos Card Services phone line on 0844 453 0156 to be transferred to the customer service team.

Why would I need to call Argos card services?

  • To make a payment.
  • To find out about the payment plans that are available.
  • To find out about the interest rates available.
Opening Hours
The Argos Card customer number is available from 8am-8pm Monday – Friday and from 9am – 6pm on Sundays.

Useful Argos numbers:

Argos CardPhone Number
Argos Card Head Office0844 453 0156
Payments and Billing0844 453 0156

The Card and its services

An Argos Card is a store card that can be used to make purchases in the general goods retailer Argos. If you are interested in applying for a card or you have a question about its benefits, call Customer Service Guru to be transferred to the customer service team. You can apply for a card in a number of ways; in store, online or over the phone.Argos Card

It’s quick and easy to apply and if you have been accepted you will hear back from the team almost immediately. There a number of services available with the card, such as buy now pay later, or deferred interest rates that suit your budget. You can use your card in store, online and in Homebase stores.

The card typically has a starting credit limit of between £150 and £1000 depending on your credit history. If you keep up your monthly payments you could be rewarded with your credit limit being increased to as much as £3,500.

You can make your repayments by Direct Debit, sending a cheque to head office, at any bank using your giro slip or by using a direct bill payment service if your bank offers one. You will receive a statement once a month, should you use your card regularly, otherwise you will receive it at least once a year.

Further Information

The Argos service Limited card is a store credit card which you can use to purchase items in store any pay for over a longer period of time. A typical interest rate on £500 would be around 39.9%APR. If you want to apply for an Argos store card you need to provide your annual household income, the name and address of your employer and a valid email address, you can complete the application process here. If you have had a credit card application with Argos, Aquis, Granite or Vanquis denied in the past Argos asks that you wait 6 months before applying again. If you already have an account with any of these companies Argos also asks that you don’t apply again. You are given up to 12 months to pay off the outstanding balance on many of their more expensive items including fitted kitchens, TVs, white goods and more.

Argos Head Office Address

The quickest and easiest way to get in touch with Argos is by calling the Services line on 0844 453 0156, which is open from 8am-8pm Monday to Saturday and 9am-6pm on Sundays. This line will put you directly through to the Card Services customer care team, who will be able to answer any questions you may have and resolve any issues.

However, if it is inconvenient or impossible to call the Argos customer care line, you can write an email to the address found on their official website, or send a letter ot the following Address, which is the Argos HEad Office Address.


489-499 Avebury Boulevard
Saxon Gate West
Central Milton Keynes

About Argos

argos contact numberArgos was officially established in its current form in 1973, having started out several years earlier as the ‘Green Shield Gift House’. It is now the largest general-goods retailer in the UK, operating 737 stores nationwide and employing thousands of staff.

It was a major part of the Home Retail Group for some time, along with the now-defunct companies Homebase and Habitat. It also owns or owned several other companies such as cosmetics firm Elizabeth Duke (now also defunct) and electronic manufacturers Alba and Bush. While many companies in the same sector have collapsed over years of association, Argos has stodd the test of time and remains the largest general goods retailer in the UK, going from strength to strength.

Argos once ran its own price comparison website, ArgosCompare, in conjunction with However this was taken offline 2011 due to its failure to comply with new guidance laws issued by the UK Financial Service Authority. Its TV service Argos TV was also closed in 2013 so that the company could focus its resources in other areas.

What Does Argos Do?

Argos is a catalogue merchant with a number of high street branches. It stocks a range of products from toys and clothing to electronics and furniture. A full list of products can be found in their catalogue, but for further enquiries contact the Argos customer service team.

Items can be returned within 30 days if they are unwanted or damaged. Argos will collect it for free with your order number counting as a receipt. This does not, however, extend to kitchen appliances. If they are damaged Argos will send someone to repair it and arrange a replacement if that is not successful, but Argos cannot accept unwanted appliances. To enquire about returns, contact the Argos customer services team. Argos also offer product cover for more expensive items like mobile phones, furniture and jewellery.

Argos also provide car insurance, travel insurance, pet insurance, home insurance and life cover. Customers can also receive offers on RAC Rescue and personal or homeowner loan. Call the Argos number and their customer service team will be able to help asses your financial situation and give you a quote.


How does the card work?

Just like a store card, the Argos card allows you to ‘buy now and pay later’ making purchases easy and affordable, any time of the month. For example, if you spend up to £200 on any piece of furniture, your card will allow you to enjoy your furniture today, and pay it back 12 months later. To ensure your payment plan is running smoothly and you have an affordable way of paying back your purchase, you will receive monthly statements from your card in the post. After three months you will be given the option of paying back the balance to avoid being charged interest or you can choose to spread out your payments over a longer period. If the balance is not paid, and the payment plan extended, you will be charged interest rate from the purchase, and this will be added to the total amount you owe. A minimum amount each month will be required, you can pay off bigger amounts at any time. The card does not only allow you to afford things you couldn’t before, it also gives you the opportunity to receive exclusive offers and vouchers to spend in store. You can control your own payment amounts or easily re-pay your purchase with fixed monthly payment plans.

How do I apply for a card?

You can apply for the card online. There is an option to ‘apply and buy’ which lets you shop for what you need, and then apply for the card at the checkout, effectively killing two birds with one stone. If you do not want to shop today, but would like an Argos card for future use, you can just simply apply via the Argos website. To apply you must first be eligible by being over 18 years old and a permanent resident of the UK for over one year. You also need to be able to provide your bank details and addresses from the past two years. You then need to create an Argos an account or login if you have an existing one. Here you will be able to set up your Argos store card, including choosing your credit plan. By logging into My Argos Card, you can manage your card online. If you are having any issues regarding your card, or are struggling to make payments, please call the Argos card services contact number. The card can also be used in Homebase stores. If your application is unsuccessful, it could be for a number of reasons, as many things are taken into account when seeing if a person is eligible for a card. It could be that your credit history does not meet the Argos requirements. If you want to dispute this, or are unsure why Argos are refusing your card application, you an contact the credit reference agency used when assessing your situation.

How do I cancel my Argos card?Argos Store

You can cancel your card up to 14 days after activating it, if nothing has been bought on it. If you have outstanding payments on the card, you will need to pay off the amount in full before you cancel your card. Whilst you may not be able to cancel your card when it has an outstanding balance, you can still ask Argos to reduce the limit you are allowed to spend on it, or if Argos are increasing your limit, you can tell them not to.  Your card can only be used by you, as the person that applied for it. Once your total balance has been paid off, and any interest also paid, you will be able to stop using your card for purchases, if you no longer feel the need to use it.

How do I activate my card?

Activating the Argos credit card is fairly simple. You can register on my Argos card, or download the app. Once you have registered and signed up for a new card, it will be active straight away and you can begin shopping with it. The best way to keep on top of things is to keep your personal details up to date on your account.

Opening Hours

The card services line is open Monday to Saturday from 8am till 8pm, and Sundays 9am till 6pm, so you can call them any day of the week and at almost any time. Whenever you need to speak to a member of staff, an advisor or an expert for information, the answer to a question or the resolution to a problem you’ve been having, you can call the Argos card services phone number on 0844 453 0156 to be put immediately through to a member of dedicated customer service staff.


Customer Service Guru is a telephone directory and call routing service and is not connected to Argos card. The direct contact number for Argos card can be found in the public domain or on their official website.